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Re: cert needed for settlement?


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Posted by John Fasoldt on 22:35:40 6/7/2007 from 24.0.128.169:

In reply to: cert needed for settlement? posted by tuna on 21:55:19 6/7/2007 from 69.136.202.130:

Here in New Jersey, (your IP says you're in Maple Shade) in most transactions, the mortgage company will want the house "certified" by a termite inspector to get through settlement. Sometimes, in cash transactions, they aren't required. But you'd do well to have a termite inspector (not a house inspector) inspect the house and issue a certification.

Naturally, if he finds a "reason" to recommend treatment, meaning evidence of termites, you're generally required to treat the property before the mortgage company will issue a mortgage. Normally, the seller is responsible for payment, but it depends on your agreement of sale.

You are not required to use any certain exterminator, especially if you're the one footing the bill. You can use any exterminator you like.

"Rotted wood," unless it is actually termite damage, is not included. You should be sure that what the inspector points out is actually termites, rather than simple water damage.

I have explained it a little better on my page for realtors.

Get back with any further questions.

---John



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